Debt in the 21st Century

The view of people in debt changed throughout the 20th Century.  At first, it was unacceptable when turn of the century people began to buy homes however, that changed.  Debt became more and more acceptable, leading up to the roaring 20’s when people were so immersed in their debt problems that the future became bleak.

All these debt problems led to the Great Depression, which once again made debt a four letter word.  Throughout the 30’s, 40’s and 50’s, people would only get into debt to buy a home.  Heavy student loans, car loans with double digit interest rates and credit cards wouldn’t even have been considered.

However, as the 60’s began, and especially the 70’s, credit cards became more popular and people became more comfortable with debt.  All of this led to the 80’s, 90’s and 2000’s where debt became a way of life, and the only way certain people were able to afford big homes, nice cars and an affluent lifestyle.
All of this bring us to the 21st century, a time when debt problems have run amok, where people are turning to bankruptcy more and more, and where people are beginning to consider debt as an evil once again.  However, as most debt settlement professionals will tell you, seeing debt as an evil is a good thing.  Far too many people have allowed themselves to fall deep into financial ruin because they were comfortable with tens of thousands of dollars in credit card debt and other forms of unsecured debt.  Debt settlement experts work with people everyday who have forty, fifty and even sixty thousand dollars in credit card debt, debt spent on clothes, food and possessions these people don’t even own anymore.

The shame of debt problems throughout the nation, is that few people got into their debt problems by purchasing things they needed.  When debt settlement experts work with people who are trying to get out of mountains of debt, they hear stories about people buying boats, second homes, wardrobes, fancy meals and other frivolous items.  However, people become addicted to a lifestyle and feel empty without the ability to buy what they want when they want it.  Debt becomes an addiction, a way to gratify the desire to have things.  This leads to heavy debt problems, and a lifestyle of trying to own everything while not having enough to buy it.

Debt problems crush people, they wind up avoiding phone calls from lenders, not opening bills when they come and so forth.  All of this leads to stress, sleepless nights and some people even get heart attacks over worrying about their debt. 
So, in the 21st century, hopefully people will be able to see debt for what it is…a necessary evil.  Debt allows people to buy houses, own cars and sometimes even go to school, but it should be seen as a necessary evil, not a necessary good.  Hopefully, this will be a truth that people will follow throughout the century, although history isn’t on our side.

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The debt settlement experts at USA debt have years of experience helping average people overcome their problems with debt.  Debt settlement is a way to create a plan to pay off your debt while negotiating with the lenders you owe money to.  Lenders may include credit card companies, banks, collections agencies, utility companies and more.  We can help you with your debt problems, including:

•    Credit Card Debt
•    Medical/Hospital Bills
•    Department Store Credit Cards
•    Oil/Gas Credit Cards
•    Personal Loans (unsecured)
•    Overdue Rent
•    Autos (Repos)s
•    Local Merchants
•    Past Due Utility Bills
•    And more!

How USA debt Can Help

We are your advocate, helping you, informing and guiding you through the debt settlement process.  With our assistance, you can:

•    Reduce your unsecured debt
•    Have an advocate deal with your creditors
•    Arrange one affordable monthly payment
•    Complete the program in 12-26 months

With our help, countless people have gotten completely free from their unsecured debt and managed to change the way they live their lives.  No longer fearful of collection agency phone calls or terrified of bills piling up, people are able to enjoy a high credit rating and financial freedom.

USA Debt Settlement Resource Center

We don’t just guide you through the process; we supply accurate, in-depth information so that you understand what it is you’re doing and the benefits.  Articles, blogs, news stories and information sources are all available at  We are your partner throughout the program, and we invest our time, knowledge, experience and resources into you so that you can become a debt free individual.

The debt settlement experts at have worked with countless people all across the country, walking them through our comprehensive debt settlement plan.
You can take advantage of the information, knowledge and debt settlement professionals at by simply calling filling out our contact form today!