Debt Relief

Debt Relief There are several debt relief options available to consumers now burdened with an un-workable amount of debt. Finding the best solution for your personal situation and the best company to partner with are the most important decisions you will make as you take the first steps toward your financial freedom. A brief definition of each option can be found below. For a more complete description of each option, you can click on the tabs near the top of the page.


·         Debt Consolidation – A process where a borrower engages an organization to either replace multiple lines of consumer debt with a single debt instrument or collateralize the multiple lines with secured debt. Decreases in interest rates are negotiated allowing the borrower to pay increasing sums toward principle. Principle amounts owed are not negotiable in debt consolidations.

·         Debt Counseling – The term debt counseling now provides an “umbrella” for companies in many activities considered to be outside the true definition of the service. In its truest form, a debt counselor, usually working with a non-profit organization, negotiates lower interest rates and monthly payments on a borrower’s debt. As with debt consolidation, principle amounts owed are not negotiable.

·         Bankruptcy – A last resort option for consumers due to the onerous, restrictive, and invasive nature of bankruptcy laws since they were overhauled in October of 2005.

·         Debt Settlement - A process where a borrower engages a company both to negotiate reductions on principle owed and the monthly payments required to service that client’s consumer debt. Reductions in principle owed normally range from 40 to 60%. Complete payoff of the reduced principle owed takes from18 to 48 months.

Be sure to study all of your options before making a final decision. That decision will be one of the most important decisions you will make as you take the first steps toward your financial freedom. The team at USA Debt Settlement is ready to answer any questions you might have in order to get started. Call us at (800) 466-1234 or apply on-line. The time to start is now. 

The debt settlement experts at USA debt have years of experience helping average people overcome their problems with debt.  Debt settlement is a way to create a plan to pay off your debt while negotiating with the lenders you owe money to.  Lenders may include credit card companies, banks, collections agencies, utility companies and more.  We can help you with your debt problems, including:

•    Credit Card Debt
•    Medical/Hospital Bills
•    Department Store Credit Cards
•    Oil/Gas Credit Cards
•    Personal Loans (unsecured)
•    Overdue Rent
•    Autos (Repos)s
•    Local Merchants
•    Past Due Utility Bills
•    And more!

How USA debt Can Help

We are your advocate, helping you, informing and guiding you through the debt settlement process.  With our assistance, you can:

•    Reduce your unsecured debt
•    Have an advocate deal with your creditors
•    Arrange one affordable monthly payment
•    Complete the program in 12-26 months

With our help, countless people have gotten completely free from their unsecured debt and managed to change the way they live their lives.  No longer fearful of collection agency phone calls or terrified of bills piling up, people are able to enjoy a high credit rating and financial freedom.

USA Debt Settlement Resource Center

We don’t just guide you through the process; we supply accurate, in-depth information so that you understand what it is you’re doing and the benefits.  Articles, blogs, news stories and information sources are all available at  We are your partner throughout the program, and we invest our time, knowledge, experience and resources into you so that you can become a debt free individual.

The debt settlement experts at have worked with countless people all across the country, walking them through our comprehensive debt settlement plan.
You can take advantage of the information, knowledge and debt settlement professionals at by simply calling filling out our contact form today!